Checking Accounts

Check Rates

All checking accounts include unlimited check writing with no monthly or per-check fees and free debit-ATM cards, free bill pay and 24-hour online and mobile account access. Overdraft protection lines of credit are available for qualified members.

Free Checking
No minimum balance or monthly service charges and a $25 minimum initial deposit to open.

Checking Plus
Earns daily interest with a $500 minimum balance.

Preferred Checking
Earns interest on balances over $1,000. No minimum balance. 

Premium Checking
Earns higher daily interest with a $2,500 minimum balance.

Senior Checking
Earns daily interest with no minimum balance if age 62 or direct deposit of a Social Security or retirement check. Standard personal checks are free.


Opt-In for Overdraft Privilege

Take advantage of Overdraft Privilege to access additional funds
above your current balance for everyday debit card and ATM
transactions should you not have enough money in your account to
cover them. Opt-in for this service by calling Member Services at
(636) 720-2400 or completing the Overdraft Privilege Opt-In Form.



BRENTWOOD 2345 S. Brentwood     O’FALLON 4161 Highway K     KIRKWOOD 465 S. Kirkwood     (636) 720-2400 or (800) 500-6860
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