All checking accounts include unlimited check writing with no monthly or per-check fees and free debit-ATM cards, free bill pay and 24-hour online and mobile account access. Overdraft protection lines of credit are available for qualified members.
No minimum balance or monthly service charges and a $25 minimum initial deposit to open.
Earns daily interest with a $500 minimum balance.
Earns interest on balances over $1,000. No minimum balance.
Earns higher daily interest with a $2,500 minimum balance.
Earns daily interest with no minimum balance if age 62 or direct deposit of a Social Security or retirement check. Standard personal checks are free.
Opt-In for Overdraft Privilege
Take advantage of Overdraft Privilege to access additional funds
above your current balance for everyday debit card and ATM
transactions should you not have enough money in your account to
cover them. Opt-in for this service by calling Member Services at
(636) 720-2400 or completing the Overdraft Privilege Opt-In Form.