Savings Accounts

Whether saving for an education or planning for retirement, West Community offers a variety of savings accounts that will help you reach your savings goals.

Basic Savings Account

Earns competitive interest on balances $100 or more with a $25 minimum balance.

Money Market Accounts

Earns high daily interest on tiered balances with a $5,000 minimum and limited check writing.

Money Market PLUS

Get a higher yield with a $15,000 minimum balance and a West Community checking account with an aggregate average daily
balance of $1,500.

Certificates of Deposit

Great rates on terms from five months to five years with a minimum balance of $1,000.

IRA Certificates of Deposit / Coverdell Education Savings Accounts

Traditional and Roth IRA Certificates of Deposit and Coverdell Education Savings Accounts are available from 12-month to 5-year terms with competitive interest rates and a $500 minimum with no annual maintenance fees. Payroll deduction to a savings account is available.

Kids Savings Account

It’s never too early to learn to save, manage and spend money wisely. Learn more.

Health Savings Accounts (HSAs)

Health Savings Accounts help people save for medical and retiree health expenses tax free. Learn more.

Holiday Savings Account

Earn interest on balances $25 or more and receive your total savings in October.

Vacation Savings Account

Earn interest on balances $25 or more and receive your total savings anytime you choose.

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The money you place in your Credit Union savings account is federally insured up to $250,000 by the National Credit Union Administration (NCUA), the strongest government insurance fund in the country.