Credit Cards

Our credit cards save you money on every purchase. Take
advantage of 0% balance transfers for six months too—payments
are applied to pay off high-rate balances first!

Platinum MasterCard
with Rewards


  • FIXED rates as low as 11.9% APR*
  • Earn 1 point for every dollar spent toward rewards
  • No annual fee or hidden charges*
  • Intro 0% APR on balance transfers for 6 months*—rates
    range from 9.9% to 22.9% APR after that
  • Lower minimum monthly payments
  • A 25-day grace period


View the exciting reward options

Platinum MasterCard


  • FIXED rates as low as 9.9% APR*
  • No annual fee or hidden charges
  • Intro 0% APR on balance transfers for 6 months*—rates
    range from 9.9% to 22.9% APR after that
  • Lower minimum monthly payments
  • A 25-day grace period

APR – Annual Percentage Rate. Rates, terms, and conditions may vary based on creditworthiness and qualifications and are subject to change. Balance transfer and cash advance fees are $5.00 or 3.00% of the transferred or advanced amount, whichever is greater. Foreign transaction fee is 1.25% of each transaction in U.S. dollars. Applicants under 21 years of age must show proof of independent means of repaying the card or have an approved cosigner over 21 years of age.

Report a lost or stolen credit card
To report a lost or stolen West Community credit card and have it replaced, call us at (636) 720-2400 or (800) 500-6860 during business hours, or 1 (800) 449-7728 after hours. Your current card will be deactivated and, if eligible, your new card will automatically be reissued and mailed within 7-10 business days.

BRENTWOOD 2345 S. Brentwood     O’FALLON 4161 Highway K     KIRKWOOD 465 S. Kirkwood     (636) 720-2400 or (800) 500-6860
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