Debit Cards

Your MasterCard® Debit Card Means Security and Convenience

West Community Consumer Debit CardUse it for free at millions of merchants worldwide! Purchases are immediately deducted from your checking account, and you may even be able to get cash back at many merchants. 

MasterCard is one of the most trusted brands in the world. Our cardholders expect to feel safe and secure when using their MasterCard cards. To reinforce this trust on a consistent
basis, all U.S. Debit MasterCard products have Identity Theft Resolution Services as a core benefit.

This does not change existing benefits on U.S. Debit MasterCard  cards.


 Debit cards are safer to use than cash, and more convenient to use than checks. Use your card at nearly 30,000 surcharge-free CO-OP ATMs nationwide and any Star, Cirrus or The Exchange Network ATMs for a small fee.



Need to Re-PIN Your Debit Card?

Now, you can re-pin your debit card yourself, by calling 866.985.2273. Please have your card available. It's safe and easy!

Report a lost of stolen debit card

To report a lost or stolen West Community debit card and have it replaced, call us at 636.720.2400 or 800.500.6860 during business hours, or 1.800.449.7728 after hours. Your card will be deactivated and you can make arrangements to: a) pick-up a replacement card at one of our branches, or b) receive it via mail within 7-10 business days. 


Pay with Apple Pay™ 

With Apple Pay, you can now use your eligible iPhone, iPad and Apple Watch at thousands of merchant locations nationwide to conveniently make purchases, all without reaching for your wallet. 

Apple Pay can simplify the way you shop! Simply add  your West Community debit card or credit card to the Wallet app (formerly the Passbook app) on your eligible device and check out at many of your favorite retailers with just the touch of your finger.

Now you can see if a local store accepts Apple Pay right in the Maps app. Just choose a location and look for the Apple Pay mark or look for the symbol at the checkout counter.  Learn more.



If you want additional protection on your debit card, enroll in the MasterCard SecureCode program.



For more details on using a debit card, call (636) 720-2400 or email Member Services.