Buy Your Dream Home


Three Easy Steps:

1:  Start with our easy application

Ease into your home buying journey by completing our simple online mortgage application. Complete a mortgage app in just a few minutes!

2:  Have a conversation with one of our mortgage experts 

We’re excited to get to know you, learn your goals, and start thinking about the best mortgage option for you.  Schedule a Free Mortgage Consultation today!

3:  Get the confidence of a Mortgage pre-approval

Shopping for a home before getting pre-approved for a mortgage is like walking into a grocery store without a wallet. You may have the desire to buy, but you lack the ability. A pre-approval letter from West Community Mortgage will give your realtor, the seller, and you confidence in your ability to buy!  Complete a mortgage app today and start the pre-approval process. 

Three easy steps and you’re ready to FInd your home and make an offer!

Earn cash back when you use our Home Search Tool! West Community has teamed up with real estate marketplace, NestReady, to offer you cash back options on your next home purchase—and a simple, convenient, and affordable place to shop for houses.

Current Mortgage Rates


Picture of house

HOME SEARCH TOOL

SHOP WITH US AND GET CASH BACK!

  • Browse thousands of property listings
  • Search by location, price, home features, type of property, and more
  • Get expert real estate and mortgage support
  • And get CASH BACK when you house hunt with us!

SHOP FOR HOMES NOW! 


In addition to your mortgage, WE'RE HERE for all YOUR HOME LOAN NEEDS.

  • Low down payments
  • Low closing costs
  • Fixed and variable rate loans with flexible terms
  • Free personal consultation with knowledgeable loan officers
  • Free formal pre-approval and prequalification

Refinance your current mortgage

Your home may be your most valuable financial asset, so choosing a smart mortgage refinance with West Community Credit Union may be the most important financial decision you will make. Refinance today for greater possibilities tomorrow!

REFINANCING COULD ALLOW YOU TO:

  • Lower your monthly mortgage payment
  • Lower your interest rate
  • Change your term to build equity more quickly, and pay off your mortgage faster...or
  • Unlock your equity and get cash for renovations, debt consolidation, tuition, or any large expense!

Use your equity to update your house

Love your location but want to make improvements? Make your dreams come true with a Home Equity Loan!  Make the place you live, the place you love most! West Community can help! 

For a FREE mortgage consultation, call our mortgage experts at (636) 720-2495.

 

APPLY FOR PRE-APPROVAL TODAY! IT WILL ONLY TAKE A FEW MINUTES. 

APPLY NOW

*All loans subject to approval with a minimum loan amount of $50,000. Rates, terms and conditions may vary. Property insurance required and flood insurance may be required if necessary. Membership eligibility required.