Take charge with a mortgage pre-approval

Getting a mortgage pre-approval helps the home buying process go more smoothly and gives you an advantage when shopping for a home. The West Community mortgage team is ready to help! Our pre-approval commitment shows you're pre-qualified to borrow up to a certain amount of money at a specific interest rate, subject to a property appraisal and other requirements. If you're looking for a new home, a pre-approval is a good start.

Take the first step and get pre-approved today!

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A Mortgage Pre-approval Will Help You:

  • KNOW HOW MUCH HOUSE YOU CAN AFFORD:  Knowing what you can realistically afford  narrows down the options and makes the shopping process more efficient. Plus, there are no surprises. Estimate your monthly payment here.

  • BE A MORE DESIRABLE BUYER:  Your pre-approval shows you are financially capable of completing the purchasing.

  • HAVE MORE NEGOTIATION POWER:  If the homeowner is eager to sell, they may be more willing to accept a lower offer from someone they’ve been assured is financially capable of purchasing their home.

  • SAVE TIME:  Getting pre-approved ahead of time shortens the time between contract to close — this way you’re ready to proceed with finalizing the mortgage once you’ve found the home you want to purchase.

Find out more information about our mortgage loans here. For a FREE mortgage consultation, call our mortgage experts at (636) 720-2495.

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