Car Loans with flexible, affordable, fast loan decisions

There are as many dreams as there are cars on the road. When you’re financing a car, you should be certain your lender has your best interest in mind. We’ll work hard to offer you the lowest rate possible and monthly payments that fit into your budget. Our honest approach to auto financing could save you some money.

Apply now. Get pre-approved and close at the dealer!

Find Out What You Can Afford





Finance your loan with us AT YOUR CAR DEALER with help from Credit Union Lending System (CULS)! There is no charge for this convenience and your loan can be processed immediately.

Find a participating CULS Car Dealer near you! When you're ready to buy just tell them you're getting your loan from West Community!

Protect Your Loan

We offer important products that can be added to a new or existing auto loan to provide financial protection should something happen to your car – or you.

Route 66 Extended Warranty is the most comprehensive extended warranty coverage for all makes and models of automobiles. Coverage helps you enjoy your new purchase and maintain peace of mind because even the most reliable vehicle can develop a mechanical problem.

No matter where you travel in the United States you are protected against major mechanical expenses, and there is no deductible on covered parts or labor. Get an INSTANT QUOTE!

Guaranteed Auto Protection (GAP) helps pay off your remaining loan balance if your vehicle is stolen or totaled in an accident, allowing you to start fresh with a new vehicle purchase. It is also inexpensive and can be rolled into your loan payments.

These coverage options are more comprehensive and cost less than you’ll find elsewhere. Ask Member Services for more information.

*APR=Annual Percentage Rate. Rates, terms, and conditions may vary based on creditworthiness and qualifications and are subject to change. Estimated payment per $1,000 borrowed at 2.49% APR for 60 months is $17.74. Rate quoted requires automatic payment. Certain restrictions may apply.