About Us

Our History

West Community Credit Union began as Brentwood Mutual Credit Union in 1936. We were founded by 15 businesses and civic leaders with $150 in capital. After 25 years, the Credit Union grew to have over 925 members and $619,000 in assets. By this time, the Credit Union had become an integral part of the Brentwood community.

In 1986, we changed our name to West Community Credit Union. By then we had grown to 7,300 members strong with $14 million in assets and almost $9 million in loans.

Today West Community is a progressive financial organization with over $260 million in assets, 25,000 members and over $232 million in loans. Our headquarters location in O’Fallon, MO was completed in 2004. We embarked on a partnership with Tigers Community Credit Union on the campus of the University of Missouri-Columbia in 2006. In addition, we added a third St. Louis-area branch in Kirkwood in 2009. We opened our second Columbia, MO location in early 2016 and in 2017 we built a new location in Lake St. Louis.  Late in 2017, we also added a location in Florissant and a branch in the Robert A. Young Building  downtown St. Louis. Today we operate eight credit union branch locations and West Community Mortgage, which opened in 2017. 

Our sound policies and investment practices have helped keep West Community strong even in times of crisis for other financial institutions. Our service offering and technological capabilities continue to grow, thereby providing members with more convenient ways to access and manage their accounts.

How We're Governed

We are a financial cooperative with a volunteer Board of Directors. The officers and Directors who serve on the Board volunteer their time and expertise to establish policies and strategies that will help our financial cooperative grow.

An election is held annually for open positions in which members over 18 years of age can vote. Any member can volunteer to run for the Board of Directors, the Supervisory Committee, or a board committee.

What We Are

We’re a not-for-profit financial cooperative. All members have an equal share in the organization.

Who Can Join

To apply for membership, first determine if you're eligible, then visit us at any of our branch locations.

Federal Insurance

Accounts are federally insured up to $250,000 by the National Credit Union Administration (NCUA), with an additional $250,000 in private insurance from Excess Share Insurance (ESI).