ATM Locations
CO-OP Shared Branchesbusiness
checking
Smart checking options to help your small business or nonprofit succeed.
Empower your organization
West Community believes everything you earn should work to benefit your organization so we created a Business Checking account designed to help you keep your earnings.
FREE Business Checking!
A favorite of our small business and nonprofit account holders
- No minimum balance requirements
- $10,000 in currency deposited or withdrawn per month FREE*
- No monthly service fee
- 250 combined FREE items per month**
Free Business banking Services
FREE Business Debit Card—with Rewards
Earn reward points on every signature-based purchase with our Mastercard® Business Debit card.
FREE Mobile Banking App
Securely manage your business banking; deposit checks, pay bills and more any time, anywhere with our Mobile Banking App.
FREE Online Banking
Logon to Online Banking for 24/7 account access—you can assign specific Digital Banking permissions to business associates to help you manage your business.
To open a Business Account, please visit your local branch.
*Currency transaction volume above the allotted amount per
account type=$2.00 per $1,000.
**Transaction volume above the maximum amount per account
type=20¢ per item.
BUSINESS CHECKING ACCOUNTS
Free Business Checking
- No minimum balance
- $10,000 in currency deposited or withdrawn per month FREE*
- 250 combined FREE items per month**
- No monthly service charges
Business Interest Checking
- Pays interest if minimum balance is maintained
- $10,000 in currency deposited or withdrawn per month FREE*
- 375 combined FREE items per month**
- $15 monthly fee waived if $2,500 minimum balance is maintained
High-Yield Business Interest Checking
- Tiered interest rates for higher balances
- $20,000 in currency deposited or withdrawn per month FREE*
- 500 combined FREE items per month**
- $25 monthly fee waived if $10,000 minimum balance is maintained
Other Products and Services
- Clover® Card Processing
- Debit and Credit cards with rewards
- Free Online Banking with customizable permissions
- Business money market and certificates of deposit
- Health Savings Accounts (HSAs)
- Accounting services
- Accounts receivable financing
To open a Business Checking Account, please visit your local branch.
*Currency transaction volume above the allotted amount per
account type=$2.00 per $1,000.
**Transaction volume above the maximum amount per account
type=20¢ per item.
Everything you need to manage your business Banking:
Start Saving on Your Business Checking Today!
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Free unlimited electronic transactions
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Free Digital Business Banking
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Free Mastercard® Debit cards with rewards
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Free access to 30,000 CO-OP ATMs nationwide,
250 in the St. Louis area -
Free nationwide Shared Branch account access
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Free direct deposit
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Free mobile deposit
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Free e-statements
Plus:
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Save with Clover® Card Processing & Merchant Services
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Better rates with our Business lending
Business Account Information and Forms:
- Documentation required to open a business account
- Business Account Assessment
- Certification of Beneficial Owner(s)
- Limited POA - Sole Proprietorship
- Resolution - Partnership
- Resolution - Limited Partnership
- Resolution - LLC
- Resolution - Corporation
- Resolution - Unincorporated
- Resolution - Non-Profit
Order checks
Login to Digital Banking to securely and accurately order new checks. Not enrolled? You can visit our supplier and enter your information manually.
Free Mobile Deposit
Deposit checks anytime, anywhere simply by using your smartphone to take a picture of your check. No more driving to a branch or ATM when it’s not convenient for you. It's easy and FREE!
Download Our Mobile Banking App
Our mobile banking app lets you conveniently and securely access your accounts anytime, anywhere. All you need is an eligible account and a smartphone with access to the Internet.
